Ripple (XRP) is perhaps the most divisive digital asset on the market. True believers remain adamant it’s a revolutionary cryptocurrency, while critics posit it barely resembles Bitcoin, so it should be ignored. Still, XRP is the third most popular digital asset in the world. With a market capitalization (cap) of more than $12.5 billion, it trails behind only Bitcoin and Ethereum in terms of total value. In fact, XRP stands out like a sore thumb in CoinMarketCap’s top six cryptocurrencies, as it’s the only coin that isn’t derived from a permissionless blockchain that leverages Proof-of-Work (aside from popular stablecoin Tether).…
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